IDFC First Bank Recruitment 2026 brings a promising opportunity for fresh graduates and early-career professionals aspiring to build a career in banking technology and risk analytics. IDFC First Bank is hiring for the role of Analyst – FICO at its Mumbai, Maharashtra location. This role is ideal for candidates with 0–2 years of experience who have a strong interest in software development, system analysis, and application support within the BFSI sector.
With banks increasingly relying on advanced risk technology systems and data-driven decision-making, this opening provides exposure to real-world financial systems, enterprise software development, and performance optimization. Candidates searching for an off campus drive 2026, freshers hiring in banking technology, or IDFC First Bank jobs for graduates should explore this opportunity.
IDFC First Bank Recruitment 2026
| Category | Details |
|---|---|
| Company Name | IDFC First Bank |
| Job Role | Analyst – FICO |
| Category | Retail Banking |
| Experience | 0–2 Years |
| Qualification | Graduate + MBA |
| Location | Mumbai, Maharashtra |
| Skills | Java, Python, C++, Databases |
| Job ID | P-200638 |
| Salary | Expected ₹6 LPA – ₹10 LPA |
Job Overview
The Analyst – FICO role is part of the Retail Banking technology and risk management function. Based in Mumbai, this position focuses on improving the efficiency, performance, and cost-effectiveness of the bank’s risk technology systems.
In this role, candidates will work closely with business analysts, developers, and technical teams to design, test, and maintain high-performing applications. The position offers hands-on experience in customized software development, system upgrades, database management, and performance optimization within a regulated banking environment.
Key Responsibilities
Primary Responsibilities
Candidates selected for the Analyst – FICO role will be responsible for:
- Transforming software designs and functional specifications into efficient, high-quality code
- Collaborating with business analysts and development teams to design and implement banking software solutions
- Conducting regular testing and debugging to ensure applications meet functional and performance expectations
- Performing system upgrades to enhance security, efficiency, and scalability
- Developing program specifications and basic prototypes to support solution design
- Working with technical writers to create user documentation and support materials
- Managing databases and operating systems for optimal performance
- Profiling algorithms and editing source code to improve efficiency
Secondary Responsibilities
- Supporting data architecture and reporting requirements
- Generating reports to assist business and risk teams
- Identifying potential system performance and data-handling risks
- Ensuring data integrity and compliance with internal standards
Skills Required
To succeed in IDFC First Bank Analyst – FICO Recruitment 2026, candidates should possess the following skills and attributes:
Technical Skills
- Proficiency in programming languages such as Java, Python, or C++
- Strong understanding of database management systems
- Knowledge of operating systems and application architecture
- Experience with testing, debugging, and performance optimization
Professional Skills
- Ability to translate business requirements into technical solutions
- Strong analytical and problem-solving capabilities
- High attention to detail and process orientation
- Effective communication and collaboration skills
Candidates with exposure to the BFSI industry, internships in banking technology, or risk systems will have an added advantage.
Educational Qualifications & Experience
- Graduation: Full-time graduate in any discipline from a recognized institution
- Post-Graduation: MBA from a recognized institution
- Experience: 0–2 years in software development, system analysis, or application support
Fresh MBA graduates with relevant technical exposure are encouraged to apply under this freshers hiring 2026 initiative.
Why Join IDFC First Bank?
Joining IDFC First Bank offers a strong foundation for professionals looking to grow in banking technology and risk analytics. Key benefits include:
- Exposure to modern banking and risk technology systems
- Opportunity to work in a regulated BFSI environment
- Collaborative work culture with experienced professionals
- Focus on learning, innovation, and process improvement
- Clear career growth opportunities within technology and analytics teams
For candidates seeking IDFC First Bank recruitment 2026, this role provides long-term career stability and industry-relevant experience.
Salary Details
The salary for the Analyst – FICO position is as per IDFC First Bank norms and aligned with industry standards. In addition to the base salary, employees may receive performance-based incentives, health insurance, leave benefits, and other allowances according to company policies.
Hiring Location
- Mumbai, Maharashtra, India
Candidates should be comfortable working from the Mumbai office and collaborating with cross-functional teams.
How to Apply
Eligible candidates can apply online through the official IDFC First Bank careers portal by searching for Analyst – FICO using Req ID: P-200638. Applicants should ensure:
- Updated resume highlighting technical and analytical skills
- Fulfillment of educational and experience criteria
- Application through official bank channels only
IDFC First Bank Apply Link : Click here
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About the Company
IDFC First Bank is one of India’s fastest-growing private sector banks, known for its customer-centric approach and strong technology-driven banking solutions. The bank offers a wide range of retail banking products, including savings accounts, loans, credit cards, and digital banking services.
IDFC First Bank places a strong emphasis on innovation, risk management, and operational excellence. Its technology teams play a crucial role in ensuring secure, efficient, and scalable systems that support millions of customers nationwide. Through IDFC First Bank Recruitment 2026, the organization continues to attract young talent who can contribute to its digital transformation journey.
