TATA Capital is hiring freshers and experienced candidates for the Loan Officer – Retail MFB role in Hyderabad. Candidates who have completed a Bachelor’s Degree in any discipline can apply for this opportunity. Both freshers and experienced professionals with up to 5+ years of experience in sales or microfinance-related roles can apply.
The role involves managing loan disbursements, developing customer relationships, identifying Joint Liability Groups (JLG), handling loan repayments, and achieving business targets. This opportunity is suitable for candidates interested in building a career in banking, financial services, sales, and microfinance.
TATA Capital Hiring 2026
| DetailsInformation | Information |
|---|---|
| Company | TATA Capital |
| Job Role | Loan Officer – Retail MFB |
| Qualification | Bachelor’s Degree in Any Discipline / MBA |
| Experience | 0 – 5+ Years |
| Freshers Eligible | Yes |
| Salary | ₹3 – ₹15 LPA (Expected) |
| Job Type | Full-Time |
| Work Mode | Field-Based / As per Company Requirements |
| Location | Hyderabad, Telangana |
| Eligible Batches | 2026 and Below |
| Industry | Banking & Financial Services |
TATA Capital Loan Officer Job Description
TATA Capital is looking for candidates for the Loan Officer – Retail MFB position. The selected candidates will be responsible for supporting microfinance business operations, achieving loan disbursement targets, managing customer relationships, and ensuring timely loan repayments.
The role involves identifying potential customers and Joint Liability Groups (JLG), conducting regular field visits, organizing centre meetings, and monitoring loan accounts. Candidates will also be responsible for maintaining portfolio quality by tracking overdue payments, delinquencies, and potential fraud cases.
This position offers an opportunity for candidates interested in sales, relationship management, microfinance operations, and financial services.
Roles and Responsibilities
- Achieve loan disbursement targets while maintaining minimum delinquency.
- Identify suitable Joint Liability Groups (JLG) and disburse loans to target customers.
- Develop and manage customer relationships across assigned territories.
- Support business growth through deeper market penetration and customer acquisition.
- Assess potential customer bases and product acceptance in new regions.
- Identify opportunities for geographical expansion of business operations.
- Manage loan disbursements, repayments, and delinquency.
- Achieve daily and weekly collection targets.
- Follow up regularly on disbursed loans, especially overdue accounts.
- Conduct regular field visits and attend centre meetings.
- Interact with loan applicants and understand their financial requirements.
- Maintain portfolio quality by monitoring normal dues, non-starters, delinquencies, and fraud cases.
- Build strong relationships with internal teams and external customers.
- Improve brand awareness and customer engagement in assigned locations.
Qualifications & Skills
- Candidates should have completed a Bachelor’s Degree in any discipline.
- MBA candidates may also apply.
- Freshers and experienced candidates are eligible.
- Experience of up to 5+ years in sales or microfinance business is relevant.
- Good relationship management and customer-handling skills.
- Strong interest and ability in sales and business development.
- Understanding of customer service requirements.
- Ability to conduct regular customer visits and centre meetings.
- Basic understanding of the microfinance business.
- Knowledge of Joint Liability Group (JLG) operations is preferred.
- Good communication and interpersonal skills.
- Ability to achieve business targets and manage customer relationships.
Work Environment
The Loan Officer – Retail MFB position is based in Hyderabad, Telangana. The role involves field visits, customer interactions, centre meetings, loan applicant assessments, and coordination with internal business teams.
Candidates should be comfortable working in a field-oriented sales environment and managing customer relationships across assigned territories. Regular follow-ups and collection activities may also be part of the role.
Salary Details
The expected salary for the TATA Capital Loan Officer – Retail MFB position is approximately ₹3 LPA to ₹15 LPA.
This is an estimated salary range and not an officially confirmed compensation figure. Actual salary may vary depending on the candidate’s experience, qualifications, sales performance, job location, and company compensation policies.
How To Apply For TATA Capital Careers
- Click on the Apply Here button provided below.
- Visit the official TATA Capital careers page.
- Search for the Loan Officer – Retail MFB job opening.
- Review the eligibility criteria and job responsibilities.
- Register for an account if you are a new applicant.
- Log in and complete the application form with the required details.
- Upload your updated resume and other necessary documents.
- Verify all the information entered in the application.
- Submit your application through the official recruitment portal.
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About TATA Capital
TATA Capital is a financial services company and part of the Tata Group. The company offers a wide range of financial products and services to individuals, businesses, and corporate customers.
Its services include personal loans, business loans, home loans, vehicle finance, wealth management, and other financial solutions. TATA Capital focuses on providing customer-centric financial services through its wide network and technology-driven operations.
The company serves customers across different segments and provides career opportunities in banking, lending, sales, customer service, and financial operations.
Final Summary
TATA Capital is hiring for the Loan Officer – Retail MFB position in Hyderabad. Candidates with a Bachelor’s Degree in any discipline can apply for this opportunity. Both freshers and experienced candidates with up to 5+ years of relevant experience are eligible.
The role involves loan disbursement, customer relationship management, microfinance operations, JLG identification, repayment management, field visits, and business development.
The expected salary is ₹3 LPA to ₹15 LPA. Candidates interested in starting or developing their careers in the banking and microfinance sector can check the official TATA Capital careers portal for application details.
