The Cognizant Recruitment 2025 drive has opened an excellent opportunity for skilled professionals looking to grow their careers in the financial services and digital payments sector. Cognizant, one of the most respected global technology and consulting companies, is hiring for the role of Cards Business Analyst in Chennai. This position is ideal for candidates with strong expertise in payments, card schemes, and business analysis, especially those who want to work in a high-impact environment that supports innovation and continuous learning.
As companies across the world transform their payments and digital transaction ecosystems, demand for specialists who understand authorisation flows, settlement processes, API integrations, and card-based financial products continues to rise. Through this recruitment, Cognizant is looking to build on its strong Cards and Payments portfolio and onboard professionals who can contribute to cutting-edge digital solutions.
Cognizant Recruitment 2025
| Key Details | Information |
|---|---|
| Company Name | Cognizant |
| Job Role | Cards Business Analyst |
| Qualification | Relevant experience in Payments, Cards, Business Analysis |
| Experience Required | Not Specified (Payments expertise must) |
| Location | Chennai, India |
| Salary | ₹8 LPA – ₹15 LPA |
| Employment Type | Full-time |
Job Overview
The Cards Business Analyst role in Cognizant’s ISG division involves analyzing business requirements, designing solutions, and collaborating closely with engineering teams to develop modern payment and card-processing features. This position requires a deep understanding of the acquiring, card issuer, card scheme, and gateway domains, along with hands-on experience in payment flows such as authorization, settlement, 3DS, fraud checks, and account funding products.
As part of Cognizant’s growing Cards and Payments practice, the selected candidate will play a crucial role in shaping new features, interpreting complex technical specifications, and ensuring high-quality deliverables for clients.
Key Responsibilities
The Cards Business Analyst will be responsible for a wide range of functional and analytical tasks that support Cognizant’s digital payments initiatives. Key responsibilities include:
Executing Problem Definition and Requirements Engineering
The analyst will interpret client requirements, define business problems clearly, and translate those needs into precise engineering requirements. This involves reviewing detailed specifications, simplifying complex information, and ensuring accuracy throughout the analysis process.
Solution Design and Technical Collaboration
A strong understanding of RESTful APIs and Swagger documentation is essential. The professional will assess system specifications, work with solution designers, and help define new features for payment and card-based applications.
Modelling Business Processes
The role requires experience in analyzing and modelling business workflows, identifying gaps, and recommending enhancements to support digital transformation within the payments domain.
Stakeholder Coordination
Collaboration is a critical part of this role. The analyst will work closely with delivery teams, project managers, solution architects, and other stakeholders to ensure alignment. Effective communication and relationship management will help maintain clarity and project momentum.
Supporting Delivery Teams
During the development lifecycle, the analyst must assist teams in resolving complex queries, clarifying requirements, and facilitating smooth execution. The ability to take ownership and provide timely guidance is essential.
Quality Assurance and Progress Tracking
The position also includes responsibility for ensuring high-quality deliverables, tracking estimates, monitoring progress, and reporting updates for assigned tasks.
Skills Required
Cognizant is looking for a professional with strong domain and technical skills, particularly in the payments and card-processing space. Required competencies include:
- Deep knowledge of the payments domain, including acquiring, issuing, gateways, and card schemes
- Understanding of authorization flows, settlement flows, and 3DS processes
- Familiarity with fraud-checking systems and account funding products
- Expertise in RESTful APIs, Swagger, and modern API-driven architectures
- Ability to read and interpret complex technical documentation
- Experience creating Business Analysis artefacts
- Strong background in business process modelling and feature specification
- Hands-on experience working in agile development environments
- Excellent problem-solving and communication skills
These skills align with current industry needs, making this an attractive opportunity for professionals specializing in digital payments.
Why Join Cognizant
Candidates who join Cognizant as Cards Business Analysts will be part of a high-calibre team known for collaboration, growth, and innovation. Cognizant provides:
- A dynamic work environment
- Opportunities to work on transformative global projects
- Support for professional development
- A diverse and inclusive workplace
- Competitive compensation and career growth pathways
Cognizant’s culture encourages employees to build meaningful careers while contributing to solutions that help businesses worldwide operate more efficiently and securely.
Salary Details
Compensation for the Cards Business Analyst role follows Cognizant’s internal salary structure and may vary based on experience, expertise, and market standards. Cognizant reserves the right to update compensation details as needed, aligned with applicable laws and company policies.
Hiring Location
This position is based in Chennai, India, one of Cognizant’s major technology hubs. The role is full-time with no travel required, making it an excellent option for professionals seeking stable and long-term opportunities in a growing digital payments environment.
How to Apply
Interested candidates can apply by visiting the official Cognizant Careers portal and searching for the job number 00066472281. Applicants may be required to attend virtual or in-person interviews and present valid government-issued identification during the hiring process.
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About the Company
Cognizant is recognized globally as a leader in digital transformation, consulting, and business process services. With more than 300,000 associates worldwide, the company partners with global enterprises to build future-ready business models. Cognizant is consistently ranked among the world’s most admired companies, and it is also listed in the NASDAQ-100 and Forbes World’s Best Employers 2025.
The company fosters a collaborative, inclusive, and growth-oriented culture. Employees are encouraged to innovate, develop their skills, and explore new opportunities. Cognizant’s commitment to doing what’s right—for people, clients, communities, and the environment—makes it one of the most sought-after employers in the tech industry.
