Ditto Hiring — Junior Associate Risk Analyst | Freshers & Early Career | Remote / India — Apply Now
Ditto is hiring for the position of Junior Associate Risk Analyst — a role designed for fresh graduates and early-career professionals who are eager to begin a career in risk analysis, compliance monitoring, financial data review, and regulatory operations within a global fintech environment. This position offers practical exposure to risk frameworks, structured reviews, process documentation, and collaborative investigations that support key business outcomes.
Risk analysis is a core function in fintech, finance, and technology operations because it helps companies identify, monitor, and act on potential threats — whether they relate to financial loss, fraudulent activities, policy violations, or compliance gaps. For freshers, starting a career in risk provides stable, high-learning, and future-ready experience, making it a strong alternative to conventional finance or operations roles.
Ditto is a growing fintech company that works at the intersection of financial systems, compliance frameworks, and digital platforms, serving global clients and users. The Junior Associate Risk Analyst role is a gateway to understanding how organisations protect assets, ensure regulatory adherence, and maintain operational integrity — all skills that are highly valuable in today’s job market.
Job Overview
- Position: Junior Associate Risk Analyst
- Company: Ditto
- Qualification: Bachelor’s Degree in Commerce, Finance, Economics, Business, or Related Field
- Experience Level: Freshers / Early Career Candidates
- Location: Remote / India
- Employment Type: Full-Time
This role is suitable for candidates who enjoy analytical work, pattern identification, data interpretation, structured reporting, and risk-focused processes.
About the Role
As a Junior Associate Risk Analyst, you will be part of the risk operations team responsible for analysing data, monitoring alerts, assisting in compliance reviews, and supporting escalations when risk thresholds are breached. The job involves examining transactions, identifying patterns that may indicate risk events, and preparing documentation that helps senior risk professionals make informed decisions.
This role is not limited to manual vetting; it combines structured data interpretation, logical reasoning, and collaboration with cross-functional teams such as operations, compliance, and product. By working on real risk scenarios, you will develop a clear understanding of how risk impacts business decisions, customer safety, and organisational credibility.
For freshers, this role builds strong analytical habits, attention to detail, communication clarity, and professional discipline — all of which are essential for long-term career advancement in risk, finance, compliance, and analytics domains.
Key Responsibilities
In this role, the selected candidate will:
- Analyse transaction data for risk patterns and anomalies
- Support onboarding and periodic reviews of users for compliance
- Investigate alerts and prepare risk summaries for escalation
- Maintain documentation for audit trails and regulatory reviews
- Communicate with internal teams to clarify risk queries
- Assist in reporting risk findings to senior analysts
- Help refine risk filters and monitoring protocols
- Participate in training sessions on risk policies and frameworks
The focus is on consistency, documentation accuracy, analytical reasoning, and collaborative problem solving.
Required Skills & Competencies
To succeed in this role, candidates should have:
- Strong analytical and logical reasoning skills
- Ability to interpret data and identify patterns
- Good written and verbal communication
- Comfortable working with structured dashboards and reporting tools
- Attention to detail and ability to follow established procedures
Familiarity with Excel, pivot tables, or dashboard tools (Power BI / Tableau) is beneficial but not mandatory for freshers with strong analytical mindsets.
This role values clarity of thought, discipline, consistency, and professional collaboration more than specific tool certifications.
Who Should Apply
This position is ideal for:
- Fresh graduates in commerce, business, finance, economics, or related fields
- Early-career professionals interested in risk, compliance, or analytics
- Candidates who enjoy structured analytical work
- Individuals who want to grow into advanced risk or data roles
Freshers with internship experience, data projects, finance coursework, or compliance exposure may have an added edge — but motivated learners with good fundamentals are strongly encouraged to apply.
Why This Role Is a Good Career Start
The Junior Associate Risk Analyst role provides:
- Hands-on exposure to risk frameworks used in real fintech operations
- Experience working with structured monitoring and escalation
- Practical understanding of how business decisions are guided by risk insights
- Professional discipline in documentation and process adherence
- Career readiness for related functions such as risk management, data analysis, and compliance operations
Over time, professionals in this career path often grow into roles such as:
Risk Analyst • Compliance Specialist • Financial Analyst
Operations Risk Lead • Senior Risk Investigator • Risk Strategy Consultant
Risk analytics and compliance are increasingly high-demand fields as businesses strive to maintain trustworthy operations and protect stakeholders.
Work Environment & Growth Exposure
Ditto fosters a collaborative and learning-oriented work environment where freshers are supported through:
- Structured onboarding and training
- Mentorship from senior risk professionals
- Cross-team collaboration opportunities
- Feedback loops to refine analytical skills
- Documented processes that reinforce professional growth
The company values continuous improvement, disciplined execution, and ethical decision-making, helping young professionals build confidence while working on real operational questions.
Work Culture
Ditto’s culture emphasises:
- Innovation: Encouraging new ideas for risk detection and process refinement
- Quality: Emphasis on accuracy and consistent documentation
- Collaboration: Cross-functional teamwork and open communication
- Learning: Growth opportunities through on-the-job exposure and shared knowledge
For freshers, this environment enables not only technical growth but also confidence in professional conduct and team engagement.
Growth and Career Progression
Starting as a Junior Associate Risk Analyst can lead to career progression including:
- Senior Risk Analyst
- Compliance Operations Specialist
- Data Analytics Consultant
- Risk Product Associate
- Risk Strategy or Advisory roles
These roles often intersect with technology, finance, business operations, and policy compliance — offering diverse career pathways with strong long-term potential.
How to Apply
Interested candidates can apply using the official Ditto careers portal:
Before applying, ensure your resume highlights:
- Academic projects or coursework in analytics or finance
- Any internship or risk/compliance exposure
- Structured thinking and problem-solving examples
- Communication strengths and teamwork experience
Shortlisted candidates will be contacted for interview rounds that may include analytical assessments and discussions on risk concepts.
Final Career Insight
The Junior Associate Risk Analyst role at Ditto is an excellent entry point for fresh graduates who want to combine analytical thinking, process discipline, and real operational exposure in a growing fintech environment.
It helps build foundational skills in risk interpretation, data analysis, documentation discipline, and professional communication — all of which are transferable to advanced roles across risk, compliance, finance, and analytics.
This role sets the stage for strong career growth while working in an organisation that values quality, collaboration, and continuous learning.
