Kotak Life Insurance has announced a hiring opportunity for the Graduate Trainee – Sales Manager (Credit Life Insurance) role at its Sector-9 Chandigarh office. This position is designed for fresh graduates who want to start a career in the financial services and insurance industry. The role focuses on promoting credit life insurance products through partnerships with banks, NBFCs, and other financial institutions.
This entry-level opportunity allows candidates to gain hands-on experience in sales, customer engagement, and financial product distribution while working with leading financial institutions.
Job Overview
- Company: Kotak Life Insurance
- Position: Graduate Trainee
- Role: Sales Manager – Credit Life Insurance
- Department: Financial Institutional Group (Credit Life)
- Location: Sector-9, Chandigarh, India
- Experience: 0 – 1 Year
- Education: Graduate (2025 or 2026 pass-out preferred)
- Employment Type: Full-Time
The job is primarily focused on sales and relationship management within the credit life insurance segment.
About the Role
The Graduate Trainee role at Kotak Life Insurance is designed for candidates who want to build a long-term career in insurance and financial services. In this position, you will work closely with financial institutions such as banks, NBFCs, and microfinance institutions to promote credit life insurance products.
Credit life insurance protects borrowers by ensuring that outstanding loan amounts are covered in the event of unforeseen circumstances. As a Graduate Trainee, you will help expand this product among partner institutions and customers while ensuring compliance with company policies and regulatory guidelines.
This role also involves interacting with branch managers, loan officers, and other stakeholders to ensure smooth implementation of insurance solutions.
Key Responsibilities
- Build strong professional relationships with branch managers, loan officers, and other stakeholders in partner financial institutions.
- Promote credit life insurance products to borrowers and financial partners.
- Achieve monthly and quarterly sales targets set by the company.
- Conduct product presentations, training sessions, and promotional activities to increase product awareness.
- Educate customers about insurance benefits, coverage, and claim processes.
- Ensure accurate documentation, onboarding, and compliance during the sales process.
- Monitor competitor activities and market trends to provide insights for business growth.
- Maintain accurate records of leads, sales activities, and customer interactions in CRM systems.
These responsibilities help trainees gain practical experience in sales strategy, customer communication, and financial product distribution.
Required Skills
Candidates applying for the Graduate Trainee position should have the following skills:
- Strong communication and interpersonal skills
- Ability to build and maintain professional relationships
- Goal-oriented mindset with a strong interest in sales
- Basic understanding of financial products or insurance concepts
- Ability to work in a target-driven environment
- Willingness to travel within the assigned territory for business needs
These skills are essential for succeeding in a sales-oriented role within the insurance sector.
Eligibility Criteria
To apply for this role, candidates should meet the following requirements:
- Graduation in any discipline from a recognized university
- Candidates graduating in 2025 or 2026 are eligible
- Freshers or candidates with up to 1 year of experience can apply
- Good communication and customer interaction skills
- Willingness to work in a field-based sales environment
This role is ideal for graduates who want to start their careers in financial sales and relationship management.
Salary and Benefits
According to the job listing, the approximate salary range for the Graduate Trainee role is:
- ₹3.5 LPA – ₹4.5 LPA (Approx.)
Additional benefits may include:
- On-the-job training and professional development
- Exposure to banking and financial sector partnerships
- Clear career growth opportunities within the insurance industry
- Opportunity to work with leading financial institutions
Career Growth Opportunities
The Graduate Trainee program at Kotak Life Insurance offers strong career development opportunities. Employees who perform well can move into higher roles such as:
- Sales Manager
- Relationship Manager
- Regional Sales Manager
- Business Development Manager
The experience gained in this role can also help professionals build careers in banking, insurance, and financial services sectors.
How to Apply
Follow these steps to apply for the Kotak Life Insurance Graduate Trainee role:
- Visit the official application page using the link below.
- Review the job description and eligibility requirements carefully.
- Click on the Apply Now button on the career page.
- Create or log in to your candidate profile.
- Fill in your personal, academic, and professional details.
- Upload your updated resume and required documents.
- Submit your application and wait for the recruitment team to contact you.
This opportunity is suitable for fresh graduates who want to start their careers in the insurance and financial services sector while gaining real-world experience in sales and customer engagement.
